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A new study sees tough times ahead for baby boomers who retire single, or who become single in retirement. The report, "Single in Retirement," released today by the BMO Retirement Institutefinds singles face "a unique set of financial, emotional and planning challenges" in retirement.

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Divorce rates climbed to record highs during the s, cohabitation and nonmarital childbearing increased rapidly, and more people chose to never marry.

Unmarried baby boomers are also less babu to have health insurance.

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